Evaluation of the Productive Zakat Program Effectiveness with CIBEST Model

Abstract

BAZNAS Semarang City has a productive zakat program namely The Independence Partner Assistance. This zakat program aims to empower the economic and financial capacity of the middle-low economic people by building and developing their productive business sector, however examining the impact of providing productive zakat existence on the mustahik poverty elimination is still limited to te measurement of the material aspects like income. This research aims to evaluate the productive zakat effectiveness by BAZNAS Semarang City with CIBEST Model. This research was carried out with quantitative approach. The source of research data is a combination between primary and secondary data. This data was collected by using interviews, questionaires, and documentation studies with productive zakat grantees as this research respondents. The data that has been collected will be analyzed with analysis of the general poverty indicators, analysis of the CIBEST model, and statistical tests of the research instruments. The research variables which be used are consist of income, savings, investment, consumption expenditure, and business expenditure for the material poverty index as well as prayer, fasting, zakat, household environment, and government policy for the spiritual poverty index. The results show the positive improvement of mustahik material and spiritual needs between before and after receiving productive zakat funds by analysis of the general poverty indicators, analysis of the CIBEST model, and statistical tests of the research instruments.

Keywords : BAZNAS Semarang City, Productive Zakat, Poverty, and CIBEST Model.