The Role of Zakat in Helping Communities : A Study on BAZNAS Scholarship and the Renewal of the BAZNAS-AIU Agreement in Supporting Scholarship Recipients
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Dec 18, 2025
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Abstract
This study investigates the role of BAZNAS (Badan Amil Zakat Nasional) scholarship on the personal growth, academic stress and educational outcomes of recipients at AIU (Albukhary International University). A sample of BAZNAS AIU scholarship recipients was analyzed using regression analysis. Data were gathered through surveys, with 52 BAZNAS AIU recipients as respondents. The results showed that mentorship, provided as part of the scholarship program, has a significant positive impact on personal growth, with 12.8% of the variance explained by this factor. Financial support, however, does not have a statistically significant negative effect on academic stress, suggesting that other factors may play a role in managing students' pressures. Additionally, institutional collaboration between BAZNAS and AIU was found to significantly improve educational outcomes, accounting for 33,3% of the variance. The findings reveal that mentorship and institutional collaboration all play significant roles in influencing personal growth and educational outcomes. However, financial support has a negative effect on academic stress, highlighting the need for comprehensive support mechanisms beyond financial aid.
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Hartati, T., Fikriyyah, F., Fuad, M. M., Septian, F., & Amin, M. (2025, December 18). The Role of Zakat in Helping Communities : A Study on BAZNAS Scholarship and the Renewal of the BAZNAS-AIU Agreement in Supporting Scholarship Recipients. International Journal of Zakat, 10(4), 31-52. https://doi.org/https://doi.org/10.37706/ijaz.v10i4.686
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This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
References
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Rahman, M. A., Pitchay, A. A., Azhar, Z., & Jalil, M. I. A. (2023). Zakat Model In PTPTN Financing Scheme - A Conceptual Study. Labuan E-Journal of Muamalat & Society, 17(1), 33-44.
Raies, A. (2020). Islamic versus Conventional Fiscal policy: The Effect of Zakat on Education and Employment. Academic Journal of Interdisciplinary Studies, 9(1), 27-33. 1https://doi.org/0.36941/ajis-2020-0003
Rini, R., F. Fatimah, & A. Purwanti. (2020). Zakat and Poverty: An Indonesian Experience. International Journal of Innovation, Creativity and Change, 10(11), 759-70.
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Sachfurrohman, G. U., Ekawati, E., Sukowicaksono, N. R., Mustofa, U. A., & Suharto. (2020). The Role of Zakat Community Development By BAZNAS Lampung in Empowering Communities Through Alternating Livestock Program. Journal of Islamic Banking and Finance, 3(2), 152-162.
Sulaeman, S., Majid, R., & Widiastuti, T. (2021). Zakat and Its Impact on Socio-Economic Welfare Before COVID-19 Pandemic in Indonesia. International Journal of Zakat, 6(2), 75-90. https://doi.org/10.37706/ijaz.v6i2.301
Wahab, N. A., Rahim, A., & Rahman, A. (2012). Productivity growth of zakat institutions in Malaysia: An application of data envelopment analysis. Studies in Economics and Finance, 29(3), 197-210. https://doi.org/10.1108/10867371211246876
Alam, M. M., Wahab, N. A., Haq, M. A. A., & Ahmad, S. A. (2021). Sustainable Development Status of Zakat Recipients: Empirical Investigation based on Malaysia’s Kedah State. Journal for Global Business Advancement, 14(5), 612-639. https://doi.org/10.1504/JGBA.2021.123544
Diras, Faisal, & Tunnur, L. (2023). The Role Of Zakat In Improving The Intelligence Of The Nation's Children Through A Scholarship Program by The Amil Zakat Institute (Baitul Maal). 7th Indonesian Conference of Zakat Proceedings.
Elshobake, M. R. (2023). Zakat Evasion in Islamic Jurisprudence and Palestinian Law. International Journal of Mosque, Zakat And Waqaf Management (Al-Mimbar), 3(2), 97-114. https://doi.org/10.53840/almimbar.v3i2.81
Erni, E. (n.d.). Zakat management practices and sustainable development in indonesia. Ijis, 2(1), 24-37. https://doi.org/10.61194/ijis.v2i1.129
Hadi, R. (n.d.). Digital zakat management, transparency in zakat reporting, and the zakat payroll system toward zakat management accountability and its implications on zakat growth acceleration. International Journal of Data and Network Science, 8(1), 597-608. https://doi.org/10.5267/j.ijdns.2023.8.025
Hisan, D. G., Farchatunnisa, H., & Zaenal, M. H. (2022). The Role of Zakat in Poverty Alleviation in Indonesia. 6th International Conference of Zakat Proceedings.
Martínez-Mesa, J., González-Chica, D. A., Bastos, J. L., Bonamigo, R. R., & Duquia, R. P. (2014). Sample size: how many participants do I need in my research? Anais Brasileiros De Dermatologia, 89(4), 609–615. https://doi.org/10.1590/abd1806-4841.20143705
Meerangani, K. A. (2019). The Role of Zakat in Human Development. Jounal Sosial & Budaya Syar'i, 6(2), 141-154. https://doi.org/10.15408/sjsbs.v6i2.11037
Mokodenseho, S. (2024). The Impact of Effectiveness of Zakat Management and Transparency of the use Zakat Funds on Improving Welfare and Community Empowerment in Central Java. Jurnal Multidisiplin West Science, 3(4), 527-538. https://doi.org/10.58812/jmws.v3i04.1136
Mukhlisin, Wahab, A., Setiaji, B., & Tazhdinov, M. (2024). Zakat Maal Management and Regulation Practices: Evidence from Malaysia, Turki and Indonesia. Journal of Human Rights, Culture and Legal System, 4(2), 569-592. https://doi.org/10.53955/jhcls.v4i1.204
Munandar, E., Amirullah, M., & Nurochani, N. (2020). Pengaruh Penyaluran Dana Zakat, Infak dan Sedekah (ZIS) dan Pertumbuhan Ekonomi Terhadap Tingkat Kemiskinan. Al-Mal: Jurnal Akuntansi dan Keuangan Islam, 1(1), 25-38.
Mutamimah, M., Alifah, S., Gunawan, G., & Adnjani, M. (n.d.). Ict-based collaborative framework for improving the performance of zakat management organisations in indonesia. Journal of Islamic Accounting and Business Research, 12(6), 887-903. https://doi.org/10.1108/jiabr-05- 2020-0154 28
Muzayyanah, M., & Yulianti, H. (2020). Mustahik Zakat Dalam Islam. Al-Mizan: Jurnal Hukum dan Ekonomi Islam, 4(1), 90-104. https://doi.org/10.33511/almizan.v4n1.90-104
Noor, J. (2011). Metodologi Penelitian: Skripsi, Tesis, Disertasi dan Karya Imiah. Kencana. Jakarta.
Omar, A. T., Jamiin, N. A., Arshad, R., & Isa, R. (2022). A Study on Zakat Education Assistance for Poor Asnaf Student in Sabah. International Journal of Academic Research in Business and Social Sciences, 12(9), 1435 – 1445. https://doi.org/10.6007/IJARBSS/v12-i9/14582
Pratama, S. D. (2023). The Role of Zakat in Alleviating Multidimensional Poverty. International Journal of Islamic Economics and Finance (IJIEF), 6(1), 133-150. https://doi.org/10.18196/ijief.v6i1.17006
Polit, D., Hungler, B., and Beck, C. (2001). Essentials of Nursing Research. 5th Ed. Philadelphia: Lippincott Williams & Wilkins.
Priyatno, D. (2011). SPSS Analysis Statistik Data lebih Cepat Lebih Akurat. Medikom. Yogyakarta.
Putri, P. P., & Prahesti, D. D. (2017). The Role of Zakah in Improving the Quality of Children's Education. 1st International Conference on Educational Sciences Proceedings, 1, 414-419.
PwC Indonesia. (2024). PwC Indonesia Economic Update - First Quarter of 2024. PwC. Retrieved July 22, 2024, from https://www.pwc.com/id/en/publications/general/indonesia-economic-update-2024-q1.pdf
Rahman, M. A., Pitchay, A. A., Azhar, Z., & Jalil, M. I. A. (2023). Zakat Model In PTPTN Financing Scheme - A Conceptual Study. Labuan E-Journal of Muamalat & Society, 17(1), 33-44.
Raies, A. (2020). Islamic versus Conventional Fiscal policy: The Effect of Zakat on Education and Employment. Academic Journal of Interdisciplinary Studies, 9(1), 27-33. 1https://doi.org/0.36941/ajis-2020-0003
Rini, R., F. Fatimah, & A. Purwanti. (2020). Zakat and Poverty: An Indonesian Experience. International Journal of Innovation, Creativity and Change, 10(11), 759-70.
Sabiq, S. (2013). Fiqh Sunnah (T. Tinta ed., Vol. 2). Tinta Abadi Gemilang.
Sachfurrohman, G. U., Ekawati, E., Sukowicaksono, N. R., Mustofa, U. A., & Suharto. (2020). The Role of Zakat Community Development By BAZNAS Lampung in Empowering Communities Through Alternating Livestock Program. Journal of Islamic Banking and Finance, 3(2), 152-162.
Sulaeman, S., Majid, R., & Widiastuti, T. (2021). Zakat and Its Impact on Socio-Economic Welfare Before COVID-19 Pandemic in Indonesia. International Journal of Zakat, 6(2), 75-90. https://doi.org/10.37706/ijaz.v6i2.301
Wahab, N. A., Rahim, A., & Rahman, A. (2012). Productivity growth of zakat institutions in Malaysia: An application of data envelopment analysis. Studies in Economics and Finance, 29(3), 197-210. https://doi.org/10.1108/10867371211246876