The Reinforcement of Zakat Management through Financial Technology Systems International Journal of Zakat | ISSN: 2548 2335 | Vol. 3 (1) 2018
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May 25, 2018
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Abstract
Financial technology or fintech, as the information media used to execute technology-based financial services, has become a great foundation in the effort toward enhancing the effectiveness and efficiency of financial services. The integrated zakat management system has been developed and needs innovations to be developed; several amil zakat institutions have utilized fintech as a more optimal services device in zakat management. This means that the fintech-based management of zakat will continue to grow and grow well, on both the market and consumer sides (especially for the aspect of demand), so it needs regulation, standardization and effort to guarantee the management of zakat using fintech media. This paper will offer concepts for the innovation, reinforcement, strategy, and legality regarding a technology-based management system for zakat, funded by the government or a relevant authority.
Keywords: financial technology, Reinforcement, Management of Zakat
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Rachman, M. A., & Nur Salam, A. (2018, May 25). The Reinforcement of Zakat Management through Financial Technology Systems. International Journal of Zakat, 3(1), 57-69. https://doi.org/https://doi.org/10.37706/ijaz.v3i1.68
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Belleflamme, P., Lambert, T.,&Schwienbacher, A. (2014). Crowdfunding: Tapping the right crowd.Journal of Business Venturing,29(5), 585-609.
Eliyani&Handriani, I. (2016). Zakat acceptance system on the national level of zakat management organization in Indonesia. Journal Islamic Finance Studies, 2(2), 67-74.
FSB. (2017).Financial stability implications from FinTech. Accessed from http://www.fsb.org/wp-content/uploads/R270617.pdf
GSMA. (2017).State of the industry report on mobile money: Decade edition 2006–2016. Accessed from http://www.gsma.com/mobilefordevelopment/wp-content/uploads/2017/03/ GSMA_State-of-the-Industry-Report-on-Mobile-Money_2016.pdf
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Imansyah. (2016, November) UrgensiPerlunyaPengaturan Financial Technology. Accessed from http://mediaindonesia.com/read/detail/78124-urgensi-perlunya-pengaturan-financial-technology-1
Jutla, S.& Sundararajan, N. (2016). The FINTECH book: The financial Technology handbook for investors, entrepreneurs and visionaries (h. 56-57). Accessed from https://www.wiley.com
Khoirun, N. (2016). Perancangan sistem informasi penyaluran dana zakat, infak & sedekah berbasis aplikasi web menggunakan code igniterweb framework (Essay). Muhammadiyah University of Surakarta, Indonesia.
Lubis, M., Yaaqob, N. I., Omar, Y., &Dahlan, A. R. (2011). Enhancement of zakat distribution management system: Case study in Malaysia. International Management Conference 2011 Proceedings, 1-10. Accessed from http://irep.iium.edu.my
Makhtar, A.S. & Ahmad, S. (2010). Transformasipengurusanzakat di Malaysia. Paper presented at the 4th ISDEV International Islamic Development Conference (IDMAC 2010) organized by the Centre for Islamic Development Management Studies (ISDEV), University of Science, Malaysia.
Mollick, E. (2014). The dynamics of crowdfunding: An exploratory study. Journal of Business Venturing, 29 (1), 1–16.
Said, J. Ghani, E. K., Zawawi, S. N.,&Yusof, S. N. (2012). Composite performance for zakat organizations. British Journal of Economics, Finance and Management Sciences, 4 (1), 50-59.
Peraturan Bank Indonesia No.19/12/PBI/2017 tentangPenyelenggaraanTeknologiFinansial, Indonesia.
Ramizi, M. S., Romle, A. R., &Erdris, M. F. (2016). Zakat management in Malaysia: A review. American-Eurasian Journal of Scientific Research,11(6), 453-457.
Silalahi, B. (2000). Manajemensumberdayamanusia, sekolahtinggiilmumanajemen. Jakarta, Indonesia:LPMI.
Wahab, N. A., Rahim, A., & Rahman, A. (2014). Efficiency of zakat institutions and its determinants. Paper presented at8th International Conference on Islamic Economics and Finance held by Islamic Research and Training Institute (IRTI), Doha, 19 December.
Wibisono, Y. (2016). Potensi zakat nasional: Peluang dan tantangan pengelolaan. Accessed from https://puskasbaznas.com/images/ppt/Panel-1_Yusuf-WIbisono.pdf
Zhang, J.& Liu, P. (2012). Rational herding in microloan markets. Management Science, 58(5), 892-912.